FAQs

1. I’m interested in your services. What’s the next step?

Please call me (312-203-8181) or send me an email at anneyates@incrementalfinancial.com
You are entitled to a free initial consultation of up to an hour to discuss your financial goals and concerns. If we decide to move to the next step, I will present you with a proposal letter that spells out what the engagement would be and how much it would cost.

____________________________________________________________________________________

.

2. What if we determine that I need to make certain investments or buy certain products, such as mutual funds, a mortgage, or life insurance?

I can help you directly with your investment and insurance needs. If we determine that you need to engage an estate planning attorney to help you with your will and other documents, I can refer you to companies and individuals who offer these services. You will make the final decision as to who will provide you these products and services. I can help facilitate your research and/or completion of applications, such as for mortgages or new investment accounts.

____________________________________________________________________________________

.

3. What if I don’t have a financial project to work on? What if I want help with my finances on an ongoing basis?

If you are interested in ongoing financial services, such as portfolio management, we can engage in an assets-under management relationship.

____________________________________________________________________________________

.

4. Most of my money is in my company 401(k). Can you help me decide if I’m investing appropriately?

Yes! We can engage in a one-time or recurring effort to review your 401(k) portfolio and make appropriate adjustments to your asset allocation.

____________________________________________________________________________________

.

5. How much will your services cost?

Each engagement is based on the actual time spent meeting with you in person or over the phone, analyzing your current situation, preparing and reviewing the action plan, and assisting you with implementation of the action plan (if appropriate). The proposal letter that you receive after your complementary initial consultation will include a cost estimate and scope for the engagement.

____________________________________________________________________________________

.

6. I’m very busy! How much time will I have to commit to my financial planning?

Your time commitment depends on a few factors:
• The breadth of your goals.
• Your desire to do things yourself or your desire to have me help you.

Part of the action plan will include a time estimate of each task. We will decide together who will be responsible for each task.

.